Members 1st Federal Credit Union

Loans-Mortgages-Banking Services in PA-Members 1st Credit Union
Loans-Mortgages-Banking Services in PA-Members 1st Credit Union

Looking for financial institutions, credit unions or banks in Central Pennsylvania?  Look no further, Members 1st Federal Credit Union is the preferred credit union of homeowners and businesses, and the alternative to banks in each town the branches are located;  Camp Hill, Carlisle, Dillsburg, Duncannon, Elizabethtown, Enola, Ephrata, Etters, Gettysburg, Hanover, Harrisburg, Hershey, Lancaster, Lebanon, Lemoyne, Mechanicsburg, Middletown, Millersville, New Cumberland, Palmyra, Shippensburg and York, PA.

For those in need of an alternative financial institution that offers the same services as local banks and in most cases higher rates on accounts and investments and lower rates on loans and credit cards, contact or stop in to the Members 1st Federal Credit Union branch closest to you. With 59 branch locations throughout South Central Pennsylvania, it has never been easier.

Whether you are a resident or business owner in Dauphin, Cumberland, Lebanon, Lancaster or York County, Members 1st Federal Credit Union will provide you with value-added financial products, service, and solutions with integrity and financial safety.

If you are in the need of a checking & savings account, are shopping for a loan, mortgage, credit card services, insurance, investment services or a safety deposit box, Members 1st Federal Credit Union will partner with you and will always insure a professional, pleasant experience.

If you’re looking for an alternative to banks, banking or for-profit financial institutions, by opening an account with Members 1st Federal Credit Union you will become a partner with 300,000+ members that have noticed the difference.  When you open your new account, you'll benefit from:

  • A Wide Range of Financial Products and Services
  • Old-fashioned Customer Service
  • Cutting Edge Technology

  • Online and Mobile Banking

  • Convenient branch locations throughout South Central PA


Deposit Accounts

Your personal savings plan demands personalized products and services. Members 1st Federal Credit Union has a variety of savings accounts to meet your varied short and long term savings needs. Whether you prefer a traditional savings account, a higher-yield money management account, a club account, or a certificate account, you'll find the right way to save that best meets your needs. Most deposit accounts may be opened online with the exception of IRA accounts. All savings accounts are federally insured by the National Credit Union Administration.

Members of Members 1st Federal Credit Union may benefit from the Member Loyalty Rewards program. Based on your account relationship with Members 1st Federal Credit Union, you could earn bonus certificate rates and enjoy reduced consumer loan rates and more free services.

  • Checking
  • Savings & Club
  • Health Saving
  • Certificate Accounts
  • IRAs
  • Trusts



  • Home Equity Loans & Lines of Credit
  • Home Equity Loan
  • Interest Only - Home Equity Line of Credit
  • Unimproved Land Loan
  • Auto & Motorcycle Loans
  • New Vehicle Loan
  • Used Vehicle Loan
  • On The Spot Dealership Auto Loans
  • Refinance Your Existing Car Loan
  • Motorcycle Loans
  • Invest in America
  • Signature Loans
  • Personal Line of Credit
  • Recreational Vehicles Loans
  • Electronic & Mobile Services*

*It's a sign of the times - technology plays a huge role in managing our daily lives. Members 1st Federal Credit Union offers a variety of convenient and environmentally-friendly services for your computer, smart phone or other Web-enabled devices that help you stay connected to your finances at all times, wherever you are. We offer home banking, online loan applications, bill pay, and more.


Mortgage Services

Whether you are buying your first home, a vacation home, are relocating or looking to refinance your existing mortgage, we have a mortgage program tailored to your needs. At this time, we are only able to offer mortgages in Pennsylvania.

  • Business Services
  • Business Lending
  • Business Deposit
  • Business Debit & Credit Cards
  • Business ACH Loans
  • Merchant Services


Insurance Services

  • Group Health
  • Personal
  • Medicare
  • Long Term Care
  • Pet Insurance
  • Individual Insurance
  • Travel Insurance


Investment Services

  • Retirement Planning Professionals
  • Investment Management
  • Insurance and Annuity Products
  • Estate Conservation
  • Corporate Investment Planning.
  • IRA (Traditional and Roth
  • Simple IRA Plan
  • 401k/
  • Profit Sharing
  • Defined Benefit Plan/Hybrid Plan/Cash Balance
  • Money Purchase Plan
  • 457 Plans
  • Tax management
  • Investment management
  • Retirement strategies
  • Estate conservation
  • Insurance and annuity products


Student Services

Members 1st Student Services encompass a wide range of programs including information on financing a college education and financial education programs.  

  • Student Loans
  • Student Lines of Credit


Consumer Financing Program

Select retailers have partnered with Members 1st Federal Credit Union because they want to help their customers get the things they need or want in an affordable manner.

  • Lending Insurance
  • GAP & Debt Protection


Card Services

Members 1st Federal Credit Union offers VISA® Credit and Debit Cards to suit all of your personal and business needs. Rewards include cash back, points or a simple low rate with no frills. Members 1st offers a Platinum Secured Credit Card for individuals looking to establish or rebuild credit. Our VISA® Debit Card features our exclusive Swipe 5® rebate which pays users a 5-cent rebate for every qualified point-of-sale “credit” transaction. Card personalization for both credit and debit cards is available. Business members may take advantage of our VISA® Business Credit Card that earns cash back and streamlines petty cash and payables activity.  Additionally, we offer VISA® Gift Cards.


Debt Services

Members 1st Federal Credit Union offer free access to money management and financial education services through GreenPath, a financial management program. Through comprehensive education and exceptional service, GreenPath has been assisting individuals for more than 50 years. As a member, you can receive assistance with personal and family budgeting, understanding your personal credit report and how to improve your score, personal money management, debt repayment, and avoiding bankruptcy, foreclosure, and repossession.


Other Services

Need help managing your debt? Take advantage of free access to GreenPath's financial experts and financial education tools including financial counseling, debt management plans, credit report reviews, help with housing issues and online education.

  • Safe Deposit & Storage Boxes
  • Rent a secure place to secure your valuables and important papers.
  • Foreign Currency Exchange
  • Traveling outside of the US? We can help you with purchasing over 125 international currencies and exchange services.
  • Trust Accounts
  • Looking to leave money to your child or another designated beneficiary? Consider a Trust Account.